几十年来，对信用违约风险的预测一直是一个重要的研究领域。传统上，由于其准确性和解释性，逻辑回归被广泛认为是解决方案。作为最近的趋势，研究人员倾向于使用更复杂和高级的机器学习方法来提高预测的准确性。尽管某些非线性机器学习方法具有更好的预测能力，但通常认为它们缺乏金融监管机构的解释性。因此，它们尚未被广泛应用于信用风险评估中。我们引入了一个具有选择性选项的神经网络，以通过区分数据集来通过线性模型来解释，以提高可解释性。我们发现，对于大多数数据集，逻辑回归将足够，准确性合理。同时，对于某些特定的数据部分，浅神经网络模型可以提高精确度，而无需显着牺牲可解释性。

高实用项目集挖掘方法从大量时间数据中发现隐藏的模式。但是，高实用性项目集挖掘的一个不可避免的问题是，其发现的结果隐藏了模式的数量，这会导致可解释性差。结果仅反映了客户的购物趋势，这无法帮助决策者量化收集的信息。用语言术语，计算机使用精确形式化的数学或编程语言，但是人类使用的语言总是模棱两可的。在本文中，我们提出了一种新型的一相时间模糊实用程序集挖掘方法，称为TFUM。它修改了时间模糊列表，以减少有关内存中潜在的高时间模糊实用程序集的重要信息，然后在短时间内发现一套完整的真正有趣模式。特别是，其余的度量是本文的时间模糊实用程序项目集挖掘域中首次采用的措施。剩余的最大时间模糊效用比以前所采用的研究更紧密，更强。因此，它在修剪TFUM的搜索空间中起着重要作用。最后，我们还评估了TFUM对各种数据集的效率和有效性。广泛的实验结果表明，在运行时成本，内存使用和可扩展性方面，TFUM优于最先进的算法。此外，实验证明，其余的措施可以在采矿过程中显着修剪不必要的候选人。

Accurate determination of a small molecule candidate (ligand) binding pose in its target protein pocket is important for computer-aided drug discovery. Typical rigid-body docking methods ignore the pocket flexibility of protein, while the more accurate pose generation using molecular dynamics is hindered by slow protein dynamics. We develop a tiered tensor transform (3T) algorithm to rapidly generate diverse protein-ligand complex conformations for both pose and affinity estimation in drug screening, requiring neither machine learning training nor lengthy dynamics computation, while maintaining both coarse-grain-like coordinated protein dynamics and atomistic-level details of the complex pocket. The 3T conformation structures we generate are closer to experimental co-crystal structures than those generated by docking software, and more importantly achieve significantly higher accuracy in active ligand classification than traditional ensemble docking using hundreds of experimental protein conformations. 3T structure transformation is decoupled from the system physics, making future usage in other computational scientific domains possible.

For Prognostics and Health Management (PHM) of Lithium-ion (Li-ion) batteries, many models have been established to characterize their degradation process. The existing empirical or physical models can reveal important information regarding the degradation dynamics. However, there is no general and flexible methods to fuse the information represented by those models. Physics-Informed Neural Network (PINN) is an efficient tool to fuse empirical or physical dynamic models with data-driven models. To take full advantage of various information sources, we propose a model fusion scheme based on PINN. It is implemented by developing a semi-empirical semi-physical Partial Differential Equation (PDE) to model the degradation dynamics of Li-ion-batteries. When there is little prior knowledge about the dynamics, we leverage the data-driven Deep Hidden Physics Model (DeepHPM) to discover the underlying governing dynamic models. The uncovered dynamics information is then fused with that mined by the surrogate neural network in the PINN framework. Moreover, an uncertainty-based adaptive weighting method is employed to balance the multiple learning tasks when training the PINN. The proposed methods are verified on a public dataset of Li-ion Phosphate (LFP)/graphite batteries.

Non-line-of-sight (NLOS) imaging aims to reconstruct the three-dimensional hidden scenes from the data measured in the line-of-sight, which uses photon time-of-flight information encoded in light after multiple diffuse reflections. The under-sampled scanning data can facilitate fast imaging. However, the resulting reconstruction problem becomes a serious ill-posed inverse problem, the solution of which is of high possibility to be degraded due to noises and distortions. In this paper, we propose two novel NLOS reconstruction models based on curvature regularization, i.e., the object-domain curvature regularization model and the dual (i.e., signal and object)-domain curvature regularization model. Fast numerical optimization algorithms are developed relying on the alternating direction method of multipliers (ADMM) with the backtracking stepsize rule, which are further accelerated by GPU implementation. We evaluate the proposed algorithms on both synthetic and real datasets, which achieve state-of-the-art performance, especially in the compressed sensing setting. All our codes and data are available at https://github.com/Duanlab123/CurvNLOS.

Masked image modeling (MIM) has shown great promise for self-supervised learning (SSL) yet been criticized for learning inefficiency. We believe the insufficient utilization of training signals should be responsible. To alleviate this issue, we introduce a conceptually simple yet learning-efficient MIM training scheme, termed Disjoint Masking with Joint Distillation (DMJD). For disjoint masking (DM), we sequentially sample multiple masked views per image in a mini-batch with the disjoint regulation to raise the usage of tokens for reconstruction in each image while keeping the masking rate of each view. For joint distillation (JD), we adopt a dual branch architecture to respectively predict invisible (masked) and visible (unmasked) tokens with superior learning targets. Rooting in orthogonal perspectives for training efficiency improvement, DM and JD cooperatively accelerate the training convergence yet not sacrificing the model generalization ability. Concretely, DM can train ViT with half of the effective training epochs (3.7 times less time-consuming) to report competitive performance. With JD, our DMJD clearly improves the linear probing classification accuracy over ConvMAE by 5.8%. On fine-grained downstream tasks like semantic segmentation, object detection, etc., our DMJD also presents superior generalization compared with state-of-the-art SSL methods. The code and model will be made public at https://github.com/mx-mark/DMJD.

Reinforcement learning (RL) is one of the most important branches of AI. Due to its capacity for self-adaption and decision-making in dynamic environments, reinforcement learning has been widely applied in multiple areas, such as healthcare, data markets, autonomous driving, and robotics. However, some of these applications and systems have been shown to be vulnerable to security or privacy attacks, resulting in unreliable or unstable services. A large number of studies have focused on these security and privacy problems in reinforcement learning. However, few surveys have provided a systematic review and comparison of existing problems and state-of-the-art solutions to keep up with the pace of emerging threats. Accordingly, we herein present such a comprehensive review to explain and summarize the challenges associated with security and privacy in reinforcement learning from a new perspective, namely that of the Markov Decision Process (MDP). In this survey, we first introduce the key concepts related to this area. Next, we cover the security and privacy issues linked to the state, action, environment, and reward function of the MDP process, respectively. We further highlight the special characteristics of security and privacy methodologies related to reinforcement learning. Finally, we discuss the possible future research directions within this area.

Recent progress in geometric computer vision has shown significant advances in reconstruction and novel view rendering from multiple views by capturing the scene as a neural radiance field. Such approaches have changed the paradigm of reconstruction but need a plethora of views and do not make use of object shape priors. On the other hand, deep learning has shown how to use priors in order to infer shape from single images. Such approaches, though, require that the object is reconstructed in a canonical pose or assume that object pose is known during training. In this paper, we address the problem of how to compute equivariant priors for reconstruction from a few images, given the relative poses of the cameras. Our proposed reconstruction is $SE(3)$-gauge equivariant, meaning that it is equivariant to the choice of world frame. To achieve this, we make two novel contributions to light field processing: we define light field convolution and we show how it can be approximated by intra-view $SE(2)$ convolutions because the original light field convolution is computationally and memory-wise intractable; we design a map from the light field to $\mathbb{R}^3$ that is equivariant to the transformation of the world frame and to the rotation of the views. We demonstrate equivariance by obtaining robust results in roto-translated datasets without performing transformation augmentation.

Detecting abrupt changes in data distribution is one of the most significant tasks in streaming data analysis. Although many unsupervised Change-Point Detection (CPD) methods have been proposed recently to identify those changes, they still suffer from missing subtle changes, poor scalability, or/and sensitive to noise points. To meet these challenges, we are the first to generalise the CPD problem as a special case of the Change-Interval Detection (CID) problem. Then we propose a CID method, named iCID, based on a recent Isolation Distributional Kernel (IDK). iCID identifies the change interval if there is a high dissimilarity score between two non-homogeneous temporal adjacent intervals. The data-dependent property and finite feature map of IDK enabled iCID to efficiently identify various types of change points in data streams with the tolerance of noise points. Moreover, the proposed online and offline versions of iCID have the ability to optimise key parameter settings. The effectiveness and efficiency of iCID have been systematically verified on both synthetic and real-world datasets.

In the new era of personalization, learning the heterogeneous treatment effect (HTE) becomes an inevitable trend with numerous applications. Yet, most existing HTE estimation methods focus on independently and identically distributed observations and cannot handle the non-stationarity and temporal dependency in the common panel data setting. The treatment evaluators developed for panel data, on the other hand, typically ignore the individualized information. To fill the gap, in this paper, we initialize the study of HTE estimation in panel data. Under different assumptions for HTE identifiability, we propose the corresponding heterogeneous one-side and two-side synthetic learner, namely H1SL and H2SL, by leveraging the state-of-the-art HTE estimator for non-panel data and generalizing the synthetic control method that allows flexible data generating process. We establish the convergence rates of the proposed estimators. The superior performance of the proposed methods over existing ones is demonstrated by extensive numerical studies.